When you shop with your BMO PSAC Mastercard, every purchase you make helps support PSAC’s Social Justice Fund and their dedication to promoting the right to decent work, quality public services, human rights and equality, at no additional cost to you.

As a PSAC member, you also benefit from a preferential interest rate of 17.5%.²

Select the card that best suits you:

• With the BMO PSAC AIR MILES^®† Mastercard, earn 1 AIR MILES reward mile for every $20 in card purchases¹ – no annual fee².

Plus, get 500 AIR MILES as a welcome bonus.³

• With the BMO PSAC CashBack^® Mastercard, get 1.0% cash back on ALL your card purchases, no restrictions⁴ and no annual fee². 

Plus, get up to $75 cash back as a welcome bonus.⁵

Apply now

You can apply for a BMO PSAC Mastercard on bmo.com, in any BMO branch or by calling 1‑800-263-2263.

Terms and Conditions

1. Offer is cumulative over the statement period. Award of AIR MILES reward miles is made for purchases charged to your account (less refunds and excluding cash advances, cash-like transactions, interest charges, fees, payments, credit or debit adjustments) and is subject to the AIR MILES Terms and Conditions. The number of reward miles will be rounded down to the nearest whole number. Fractions of reward miles will not be awarded.
2. Ongoing interest rates, interest-free grace period, annual fees and all other applicable fees are subject to change. Cash advances include Balance Transfers, cash-like transactions and Mastercard cheques. Visit your branch; call the Customer Contact Centre at 1-800-263-2263, or visit bmo.com/psac for current rates and fees.
3. Bonus Miles offer is limited to new BMO AIR MILES Mastercard accounts and will be applied to your AIR MILES Collector Account within forty-five (45) days of your first card purchase. This Bonus offer is subject to the AIR MILES Reward Program Terms and Conditions. Applications must be received between June 10, 2016 and October 31, 2017 (“Offer Period”). Limit of one (1) Bonus offer per Collector Account. All Bonus Miles will be credited in accordance with the set balance preference (between AIR MILES Cash and AIR MILES Dream balances) at the time of posting. Existing BMO AIR MILES Mastercard customers who cancel their card during the Offer Period and existing BMO Mastercard customers who transfer into this product during the Offer Period are not eligible. Your credit card account must be in good standing at the time the reward miles are awarded. Reward miles will be credited to the primary cardholder's Collector Account within two (2) business days of your statement date. If you cancel your card within thirty (30) days from the date your account is opened, all Miles earned within that period will be cancelled. This offer may be withdrawn or changed without notice.
4. Offer is cumulative over the statement period. Award of CashBack rewards is made for purchases charged to your account (less refunds and excluding cash advances, cash-like transactions, interest charges, fees, payments, credit or debit adjustments) and is subject to the Terms and Conditions of the CashBack Rewards. The number of CashBack rewards will be rounded down to the nearest cent.
5. Bonus offer is limited to new accounts. Applications must be received between June 10, 2016, and October 31, 2017. 2,500 CashBack bonus points ($25 in CashBack rewards) are only available to new BMO CashBack Mastercard cardholders and will be applied to your account within forty-five (45) days after your first card purchase and not be awarded to current or former cardholders who reinstate a closed account or who open a new account. An additional 5,000 CashBack points ($50 in CashBack rewards) will be awarded when you spend $1,500 in net card purchases (less refunds and excluding cash advances, cash-like transactions and balance transfers) in the first three (3) months from the account open date and will be applied to your account within sixty (60) days after qualifying. Limit of one bonus offer per Account. If you cancel your card within ninety (90) days of opening your account, the Bonus points will be cancelled. This offer is time limited and may be changed, extended or withdrawn at any time without notice.

® BMO Is a registered trademark of Bank of Montreal.
®* Mastercard is a registered trademark of Mastercard International Incorporated. Used under license.
®† AIR MILES is a trademark of AIR MILES International Trading B.V. Used under license by LoyaltyOne, Co. and Bank of Montreal.